Adam Nybäck

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System Developer

Anyro

Member since

08 Jan 2008

Location

Stockholm

Bio

Self employed system development consultant in the payment card industry in Scandinavia.

Experience

Summary

I started working in the payment card industry in 1996 as a programmer. Since then I've been working with various tasks relating to system development mostly in the payment card industry. I started my own company in 2006 and work as an independent consultant since then. Since 2010 I'm also developin

Latest opinions

Android NFC still not for payments

During the Google I/O conference this week there was a presentation called How to NFC. People who were hoping to hear about payments were in for a big disappointment. While the demonstrations were very interesting and innovative not a single one had anything to do with payments. By the end of the talk they mentioned that card emulation is still no...

13 May 2011

Use of 3rd parties in online banking

It's certainly calming to know that Santander/A&L put the advanced-web-analytics.com script there intentionally. However, some people (including the customer who first noticed this issue) continue the discussion and question the 3rd party as well as Santander's use of it. Some examples: "Even if advanced-web-analytics is legit. I can't see...

21 April 2011 Information Security

Santander UK online bank attacked

If you have logged in to your Santander (Alliance & Leicester) online bank recently your account may have been compromised. One of the bank's customers noticed this when he was prompted with an unusual SSL certificate warning for www.polycache.com. What first looked like a man-in-the-middle attack turned out to be an injection which tries to lo...

19 April 2011 Information Security

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Latest comments

Curve bids to bridge the gap between cards and mobile payments

I find it hard to believe that this works with chip. If it does work, we should be really worried about the new wave of skimming coming in the near future.

17 Feb 2016 11:02 Read comment

Card fraud rises across Europe - ECB

The Stripe approach seems to be quite successful and a good balance between security and convenience. Is this the recommended method to prevent fraud while keeping revenue for CNP transactions?

https://support.stripe.com/questions/does-stripe-support-3d-secure-verified-by-visa-mastercard-securecode

23 Jul 2015 10:05 Read comment

Card fraud rises across Europe - ECB

Does anyone know how the actual loss is distributed between cardholders, issuers, acquirers and merchants? I assume the merchants take the biggest hit for CNP due to not using enough fraud protection and getting chargebacks.

22 Jul 2015 16:23 Read comment

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